Appraisal services for Zephyrhills and Pasco County homeowners

Here are the top 7 reasons FL homeowners hire Brian Miller:

Find the right listing price (whether you're using an agent or selling the home on your own)
Challenge Pasco county's assessment of your property
To lower a mortgage payment by removing PMI
To reinstate their Home Equity Line of Credit (or HELOC)
To review another appraiser's report for verification
In the case of a FL divorce, when property needs to be divided
To determine the true market value of property in question to settle an estate in Pasco County or the state of FL

Need help determining the price of your house in or near Zephyrhills, FL?
Contact Brian Miller.

At Brian Miller, we understand the special needs of a homeowner in need of appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your own home because you most likely have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a very valuable negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your property will attract interested buyers. It gives you something tangible to show the buyer. The appraisal is an independent third party's opinion of your house's value, not just how much your home is worth. Potential buyers assume you have an emotional attachment to your house and will be more likely to give credibility to an expert appraiser's value conclusion than yours.

Need to cancel PMI?

PMI stands for Private Mortgage Insurance. An attractive way to cut costs for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your home. In most cases you can apply to your lender to have the PMI canceled from your loan. Brian Miller is experienced in helping consumers just like you do away with undesirable PMI insurance.

Challenge Pasco county's assessment of your property

Your local tax assessor may have your home overvalued if your home not appreciating as much as other houses close to yours. This means you are paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better off you'll be. Getting an expert appraisal from Brian Miller is your number one weapon when contesting your property tax assessment.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area. This can this be inconvenient from a cash flow angle, and bad for your credit score since it may appear as though that credit line is maxed out. An expert appraisal from Brian Miller can help you reinstate your HELOC.

We Offer Field and Desktop Appraisal Review Services

Do you need a seasoned appraiser to double-check your appraisal for preciseness, or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? Brian Miller offers field reviews where we'll go out and check the subject and comparables. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Brian Miller can help with that too. While typically requested by banks, you may wish to take advantage of this service if you suspect mortgage fraud related to your home.